Your borrowers are finding opportunities but seasoning is holding them back from pulling out cash to renovate. Other lenders are hitting pause with mandatory seasoning requirements, putting the brakes on their momentum. Not at Champions Funding.
Our No Seasoning cash-out loan programs accelerate your borrower's momentum and get the flexibility they need, while you get more closed loans.
Cash-Out Wins
with No Seasoning Policies
✅ No Seasoning on Cash-out Refinances to unlock equity without a 6 or 12-month wait. *If recently listed, we’ll use the lower of list price or appraised value.
✅ Use Most Recent Appraisal with no waiting, if your borrower just renovated.
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Champions Funding LLC, 365 E. Germann Road, Suite 140, Gilbert, AZ 85297, United States, 1-888-210-9881